Earn Cash Back

With Every Transaction

Build savings automatically while earning a high rate of return.

Automatic Savings

Earn High Interest

No Monthly Maintenance Fee

No Minimum Balance Requirements


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 2.00% APY* on balances up to and including $100,000
  • 2.00% to 1.25% APY* on balances over $100,000 depending on balance in account*
  • 0.05% APY* on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • Only a $25 minimum deposit to open


Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit or ACH credit transaction(s)
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry — your accounts are still free. 

Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify. 

Balance APY*
0 - $100,000 2.00%
Over $100,000 2.00% to 1.25%
On all balances if qualifications not met 0.05%

*APY = Annual Percentage Yield.

Qualifications, rules, and limitations apply. Advertised information and rewards based on all account qualifications being met during each cycle period, Contact institution for account details and cycle dates. Annual Percent Yield effective as of 06/01/2024. Federally Insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Saver for Cash, Kasasa Saver for Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.