LET THE GOOD TIMES ROLL

At 44 North Cu we have a passion for helping Oregon people buy the car, truck, motorcycle, boat or RV of their dreams, all with flexible terms and fabulous rates! It’s why we’re here.

New & Used Autos

RVs & Trailers

Motorcycles

Toys

Jet Skis

Boats

MAKE IT HAPPEN

ADD SOME EXTRA FUN INTO YOUR LIFE

When you find the car, truck, or recreation vehicle of your dreams, we want to make sure financing is quick and easy so you can focus on the more important things in your life.

✓ Rates as low as 6.99% APR, up to 72 months on autos
✓ Rates as low as 9.39% APR, up to 84 months on toys
✓ GAP Plus Protection
✓ Quick and easy application process

EASY PRE-APPROVAL BEFORE YOU GO
We can get you pre-approved for a loan before you head to the dealer to help make your shopping and negotiating experience much smoother.

Call us @ 541-259-1235 or apply online today.

AUTO BUYING

44 NORTH CU FINANCING AT THE DEALERSHIP

Receiving the financing you need is easier than you think. 44 North is a part of the CUDL (Credit Union Direct Lending) system, which allows our partner dealers to handle your 44 North financing from start to finish at the dealership. It’s almost like having a 44 North loan officer right there with you day or night…even on weekends!

IT’S AS EASY AS 1-2-3!
1. Search AutoSMART for the make and model you want
2. Visit any participating dealership
3. Apply for 44 North auto financing through the CUDL system. Within minutes, you’ll have a financing decision!

FIND YOUR CAR

Time for a new car? Search thousands of new and used vehicles for sale near you with 44 North and AutoSMART. Find your vehicle online before visiting the dealership. It’s a stress-free way to get started.

More Services

Auto Loan Rates

Auto Rates
Term Rate APR*
<73 6.99% 6.99%
73-84 7.25% 7.25%
Interest rates listed may vary based on credit. The rates listed are available for members with A+ beacon scores. Rates are subject to change at any time. Rates quoted 'as low as'. Increase rate by .25% for no auto pay and .25% for no eStatements. Vehicles 6 years old or older add .50% to interest rate - not to exceed 18.00%.

Recreational Loan Rates

Toys & RV Rates
Term Rate APR*
<85 9.39% 9.39%
85-120 9.99% 9.99%
121-168 10.39% 10.39%
180 10.99% 10.99%
Interest rates listed may vary based on credit. The rates listed are available for members with A+ beacon scores.
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