Fraud Alert: If you receive a call or text claiming to be from 44 North Credit Union, do not provide your banking or personal information. Hang up and call us directly at 541.259.1235 to verify the communication.
At 44 North CU we have a passion for helping Oregon people buy the car, truck, motorcycle, boat or RV of their dreams, all with flexible terms and fabulous rates! It’s why we’re here.
ADD SOME EXTRA FUN INTO YOUR LIFE
When you find the car, truck, or recreation vehicle of your dreams, we want to make sure financing is quick and easy so you can focus on the more important things in your life.
✓ Rates as low as 4.99% APR, up to 72 months on autos
✓ Rates as low as 9.39% APR, up to 84 months on toys
✓ GAP Plus Protection
✓ Quick and easy application process
EASY PRE-APPROVAL BEFORE YOU GO
We can get you pre-approved for a loan before you head to the dealer to help make your shopping and negotiating experience much smoother.
Call us @ 541-259-1235 or apply online today.
44 NORTH CU FINANCING AT THE DEALERSHIP
Receiving the financing you need is easier than you think. 44 North is a part of the CUDL (Credit Union Direct Lending) system, which allows our partner dealers to handle your 44 North financing from start to finish at the dealership. It’s almost like having a 44 North loan officer right there with you day or night…even on weekends!
IT’S AS EASY AS 1-2-3!
1. Search AutoSMART for the make and model you want
2. Visit any participating dealership
3. Apply for 44 North auto financing through the CUDL system. Within minutes, you’ll have a financing decision!
FIND YOUR CAR
Time for a new car? Search thousands of new and used vehicles for sale near you with 44 North and AutoSMART. Find your vehicle online before visiting the dealership. It’s a stress-free way to get started.
HELP US HELP YOU STAY PROTECTED
Protecting your financed vehicle or property is essential. As part of your loan agreement, you must maintain insurance on your collateral with 44 North Credit Union listed as the lienholder for the life of the loan.
To make this process easier, we’ve partnered with State National so you can conveniently submit your proof of insurance through our website.
Your policy must include: Effective date, vehicle details (Year, Make, Model, VIN), deductibles of $1,000 or less, and correct lienholder information. Insurance cards are not accepted.
Failure to provide proof may result in the credit union purchasing insurance on your behalf, which will increase your monthly payment.
CHECK OUT OUR SELECTION OF VEHICLES FOR SALE, PRICED TO MOVE!
Your Next Ride, Right Around the Corner!
Find your next vehicle without the usual sticker shock. Our recovered inventory is ready for a second chance, and so are the savings!
| Auto Rates | ||
| Term | Rate | APR* |
| <73 | 4.99% | 4.99% |
| 73-84 | 5.50% | 5.50% |
| Interest rates listed may vary based on credit. The rates listed are available for members with A+ beacon scores. Rates are subject to change at any time. Rates quoted 'as low as'. Vehicles 6 years old or older add 1.00% to interest rate. *APR = Annual Percentage Rate. | ||
| Toys & RV Rates | ||
| Term | Rate | APR* |
| <85 | 9.39% | 9.39% |
| 85-120 | 9.99% | 9.99% |
| 121-168 | 10.39% | 10.39% |
| 180 | 10.99% | 10.99% |
| Interest rates listed may vary based on credit. The rates listed are available for members with A+ beacon scores. | ||
